Turn your phone into your terminal, checkout, and sales tool
Scan your products, accept payments instantly, and build customer loyalty — all from one smartphone.
Built on trusted infrastructure
About TomiPay
More than a payment app
TomiPay is a next-generation fintech redefining how people sell, get paid, and manage their business.
One single app to scan products, manage inventory, accept payments, transfer money, offer split payments, and build loyalty — no terminal, no hardware, no banking complexity.
Designed for individuals, freelancers, and local merchants, TomiPay combines product scanning, mobile payments, QR codes, smart POS, and 0% installments into one seamless experience.
Our Mission
Making selling and payments simple, everywhere
We believe selling and getting paid should be fast, simple, and accessible to everyone.
- Unified ecosystem:
product scanning, NFC, QR, installments, cashback, and POS in one app
- One environment
to sell, get paid, and manage everything, on any device
- Proprietary AI – TomiAI:
real-time sales and transaction analysis, smart product recognition, automatic loyalty attribution
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Regulation & security:
licensed PSP and banking partners, PSD2 & PCI DSS compliant
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Data independence:
in-house encrypted infrastructure, privacy by design
One app. Everything to sell.
TomiPay features
Accept payments, manage, build loyalty and boost sales — all from one smartphone, no hardware, no subscription.
All payment methods in one screen
NFC (Tap to Pay), QR, cash, payment links, installments — one tap.
Real-time control
Revenue, top items, Split Pay — instantly visible on your dashboard.
Customer selfcheckout
Customers scan a QR at the table, order and pay from their phone. Zero kiosk to buy.
Per-trade templates
Café, restaurant, supermarket, salon, food truck — a design and workflow built for your trade.
AI-built catalog
Photograph your menu or products — TomiAI auto-creates the product cards.
29 languages, 175+ countries
Foreign customers see menus and descriptions auto-translated into their language.
Built-in loyalty program
Digital loyalty cards, points earned on every purchase, birthday coupons — all automatic.
Coupons & gifts
Discounts, gift codes, point tiers, targeted SMS/email promos — in a few clicks.
Free online store
Your catalog becomes a shoppable site shareable via WhatsApp, Instagram or storefront QR.
Merchant-to-merchant referral
Your merchants invite other merchants from TomiPay and earn up to 90 USD per referral.
No barcode scanner, no receipt printer
TomiPay scans barcodes with the smartphone camera and sends the receipt by email or SMS. Counters freed, cashiers become mobile (aisles, table, terrace, market).
- ✓€700+ saved on hardware (scanner gun + printer)
- ✓No more paper rolls to restock
- ✓Counter freed, mobile cashier = queues cut in half
4 free secondary displays: kitchen, counter, order status, ads
Plug any tablet, TV or computer — a browser is all that's needed. No proprietary hardware to buy.
- ✓Kitchen display (KDS) — orders pending / in prep / ready, with item-level detail
- ✓Customer counter display — customer sees products scanned and total in real-time
- ✓Order status display (fast food, takeaway) — pickup numbers, replaces buzzers
- ✓Configurable ads (on the customer display, when the cart is empty)
Offer installment payments to your customers
Split big tickets across 3, 4, 6 or 12 installments. The payer scans a QR to sign, the first installment is charged immediately, the rest auto-debits from their card every month. Perfect for merchants (auto repair, doctors, beauty, furniture, appliances — anything over 200 USD), but also for peer-to-peer credit: a friend owes you €600? Set up 4 installments of €150, instant signature, automatic monthly debit.
Worldwide Coverage
One app. Every payment method in each country.
The TomiPay Suite
One app. Every payment method in your country. Every merchant tool — included, free.
Accepted payments
Merchant tools included
100% FreeFor Professionals
One device. Zero hassle.
From one smartphone, scan, sell, get paid, and manage your business.
A tool for today’s professionals.
A universal experience for tomorrow’s exchanges.
How it works
Get started in 3 simple steps
From install to your first sale, in 2 minutes.
Download the app
Available on App Store and Google Play. Create your account in 2 minutes with your phone number.
Verify your identity (KYC)
Photo of your ID + business proof. Automatic validation in 2 minutes.
Accept payments today
Add your products, share your payment QR, and accept NFC, QR or cards. That's it.
FAQ
Your questions, answered
How much does TomiPay cost?
What hardware do I need?
How long until my first sale?
When do I receive my money?
In which countries does TomiPay work?
Is it really secure?
I don't have a registered business yet, can I use TomiPay?
How can I get help?
Contact the TomiPay Team
Have a question, idea, or partnership proposal? Our team will get back to you within 24 hours.
Head Office – Canada
2001 Boulevard Robert Bourassa
Suite 1700, Montreal, H3A 2A6
Canada
Phone: +1 438 770 6088
Email: [email protected]
UK Office
20 Wenlock Road
London N1 7GU
United Kingdom
Phone: +44 20 3996 3914
Email: [email protected]
Europe Office
136 Capel Street
Dublin, D01 T2C9
Ireland
Phone: +353 1 960 9604
Email: [email protected]